How to forget about your passwords

I have seen people struggle with usernames and passwords for years, here is simple solution.
A password should be hard to guess and easy to remember. Also, you need many of them; in general one per service you use.

1. Think of a sentence or song you like, you will use the first letter of each word from a sentence to create the first half of the password. It should contain six to eight words. Then add on two or three numbers that you find cool. You have your basic password;
   which you never use!
2. To finish off, use the first letter of the website you are signing up to (example: h for hotmail.com, y for youtube.com, y for yahoo.com, etc.
3. Most passwords must be at least 8 characters in length and should contain numbers.
4. You might want to include an UPPERCASE letter or a - (dash) for extra strength but these are not required by the vast majority of websites.

So invent your password system, go back to websites and services that don't match and change them so they all follow your new system. Then forget about passwords.

Example:

1. I like the alphabet song: ay bee cee dee eee ff ghee ...etc... and so
   abcdefg plus 99 is my basic password since I am logging onto the IBM.com website, I tack on the letter "I". So my password for IBM.COM is abcdefg99I.
   My password for hotmail.com is abcdefg99h and so on.

Banking example:

1. Changing your password every month can be as simple as using your basic password and adding the number of the year and month you are in (make a rule and stick to it). Example: abcde99200911, abcde99200912, etc.